frustrated and hungry.

My boyfriend has a perfectly good Honda Civic that he got when he turned 17-years-old. It was brand spanking new when he got it. Now, he's looking at getting a 2010 Jeep Grand Cherokee. How he's going to afford this $40,000.00 car? I have no clue.


He says that by selling the Honda, working with his dad, and figuring out a finance plan that works with his earnings, he will be able to pay it off.


I see so many red flags!!


I've been taught never ever ever to finance anything. My parents have yet to finance a car and as a result, they have a very good line of credit. I know you can still have a great credit if you pay off what you've financed, but Nick, being a young man without even having half of what that car is worth, worries me! 


I've always been brought up to only buy things if you can afford it. If you can't, you work hard until you can! 


I know Nick's young and like his dad, he wants to spend his money.  There's one problem though; he has three more years of school left to complete his Undergrad. If he wants to go get his Masters or do anything else, that's a completely different story.


I can't even afford a $4000.00 car!! My parents will never buy me a car. They won't pay for insurance. They won't pay for gas. I have to do it all on my own - thus, why I don't have my G2, yet. 


Nick on the other hand, doesn't have a very good understanding of just being happy with what he has. If I had a Honda Civic worth $12000.00, I'd be counting my blessings.